Kreditupplysning - vad, hur & varför?

No, applying for a loan with BestRate is free of charge and your application is not binding. Since the lender gets a new and satisfied customer, we charge a fee from the lender. There is no extra cost or interest rate surcharge for you as a customer!

If you apply for loans from individual lenders, they each take credit information, which has a negative impact on your credit rating and thus reduces your chances of getting a loan. By applying for a loan through BestRate, only one credit report is taken from UC and you can calmly decide on the terms with your credit rating intact.

Yes. You can always change the loan amount and details in your application. Since credit report expires within 5 days, we recommend that you contact us as soon as possible, 033 - 340 19 76.

Because the lender's credit decision is largely based on repayment ability, the likelihood of you getting a loan with a co-applicant increases. If you are two people sharing the loan responsibility, the lender's risk decreases and the likelihood that you will get a loan with good terms increases. If you are wondering how it all comes together, we are happy to help you, contact us at 033 - 340 19 76.

BestRate helps you lower your loan costs by gathering offers from lenders. You can also extend the repayment period and get a lower monthly cost. Call us at 033 - 340 19 76 and we'll tell you more.

Ditt lån betalas ut 2-5 bankdagar efter att banken mottagit undertecknat låneavtal.

At BestRate you can apply for loans from SEK 10,000 up to SEK 600,000 as a private individual. Companies can apply for loans from SEK 25,000 to SEK 3,000,000.

The lender makes an assessment of your finances based on the information in your application. The assessment is based on how much you can borrow and at what interest rate.

TIP: Having a co-applicant in the loan application increases your chances of getting loan offers. The support staff at BestRate will gladly help you with questions about loan amounts, contact us at 033 - 340 19 76.

You can choose a repayment period of 1-15 years. If you have any questions about the repayment period we would be happy to assist you, contact us at 033 - 340 19 76.

Yes, you can always redeem the entire loan or make extra monthly payments on the loans you take through BestRate.

Du som har betalningsanmärkningar kan låna upp till 150 000 kr förutsatt att följande krav är uppfyllda:

• Du är minst 18 år
• Är folkbokförd i Sverige sedan minst ett år
• Har en årsinkomst på minst 120 000 kr
• Är skuldfri hos Kronofogden sedan minst 6 månader

BestRate does not determine the interest rate on your loan, lender does.

Lenders make an individual assessment of your application. Your credit rating, repayment ability and internal risk assessments form the basis of the interest rate the lender offers you.

What your monthly cost will be, you can find out after you apply for a loan. The monthly cost depends on the interest rate you are offered by the lender. We collect offers from several lenders so you can compare the interest rate in peace and quiet, right?

No, since we only take one (1) credit report with UC that the lenders share, your credit rating will not be adversely affected. In some cases, individual lenders may ask for additional information to make a better credit decision.

BestRate samarbetar med följande banker och kreditinstitut: